# How much does AP automation cost? Prices from 22 vendors **URL:** https://payablesbrief.com/research/ap-automation-pricing-index/ **Published:** 2026-10-29 **Modified:** 2026-11-04 **Author:** Payables Brief desk > AP automation costs $0 to $1,250 a month in listed entry prices. 5 of 22 vendors list a full price and 14 quote only. --- Research # How much does AP automation cost? Prices from 22 vendors AP automation costs $0 to $1,250 a month in listed entry prices at the 7 of 22 vendors that show a figure. 5 list a full price and 14 quote only. [Payables Brief desk](https://payablesbrief.com/about/) Updated 4 November 2026 First published 29 October 2026 In brief - 5 of 22 AP vendors list a full price: BILL, Ramp, Melio, Nanonets and Brex. - 14 of 22 quote only, and Vic.ai's $25,000 a year appears on AWS Marketplace alone. - Listed entry prices start at $0 and reach $1,250 a month at Routable. - BILL and Ramp charge $0.59 per ACH payment and $1.99 per check; Ramp waives both from a Ramp Checking Account. - Tipalti lists $99 a month and no figure for per-invoice or per-payment fees. 5 of 22 list a full price 7 of 22 list any dollar figure 14 of 22 quote only $0.59 per ACH payment at BILL, and at Ramp without a Ramp Checking Account AP automation costs between $0 and $1,250 a month in listed entry prices, before payment fees. That range comes from the 7 of 22 AP vendors that show a dollar figure: BILL, Ramp, Melio, Nanonets, Tipalti, Routable and Brex. Five of the seven list a full price and two list a base fee only. Vic.ai has a figure on AWS Marketplace alone, and the remaining 14 quote only. Payment fees come on top: BILL charges $0.59 per ACH payment and $1.99 per mailed check, and Ramp charges the same unless a bill is paid from a Ramp Checking Account. ## What each vendor lists A full list price means every fee needed for a cost per invoice has a dollar figure. A base fee only means the platform fee has a figure and the per-invoice or per-payment fees do not. These are the same three states the [cost records](https://payablesbrief.com/cost/) use, plus a fourth for a figure on a marketplace. Figures as of 4 November 2026. | Vendor | Price state | What the vendor lists | Billing | Source | | --- | --- | --- | --- | --- | | [BILL](https://payablesbrief.com/cost/bill-com/) | Full list price | Essentials $49, Team $65, Corporate $89 per user per month; Enterprise custom | One price per plan; no monthly or annual split | [bill.com/product/pricing](https://www.bill.com/product/pricing) | | [Ramp](https://payablesbrief.com/cost/ramp/) | Full list price | Free $0; Plus $15 per user per month plus a platform fee set by team size; Enterprise custom | Annual billing takes 20% off Plus; no annual dollar figure is listed | [ramp.com/pricing](https://ramp.com/pricing) | | Melio | Full list price | Go $0; Core $25; Boost $55; Unlimited $80 a month; extra users $10 a month on Core and Boost | Billed annually: Core $20, Boost $44, Unlimited $64 a month; extra users $8 a month on Core and Boost | [meliopayments.com/pricing](https://meliopayments.com/pricing/) | | Nanonets | Full list price | Starter: $50 in free credits, then $100 a month for 100 credits; runs cost $0.02, $0.10 or $0.30; Growth is a quote | Monthly credits | [nanonets.com/pricing](https://nanonets.com/pricing) | | [Tipalti](https://payablesbrief.com/cost/tipalti/) | Base fee only | Accounts Payable from $99 a month with unlimited users; Mass Payments from $249 a month | Per month; no annual label | [tipalti.com/pricing](https://tipalti.com/pricing/) | | Routable | Base fee only | Growth $1,250 a month; Scale and Enterprise custom | Monthly and annual toggle shows $1,250 under both, with a Save 20% label | [routable.com/pricing](https://www.routable.com/pricing/) | | Vic.ai | Marketplace price only | AP Module $25,000 for a 12-month contract on AWS Marketplace, plus $2.00 for any invoice over the committed volume | 12-month contract | [aws.amazon.com/marketplace/pp/prodview-eyn6m46gvxud4](https://aws.amazon.com/marketplace/pp/prodview-eyn6m46gvxud4) | | [Stampli](https://payablesbrief.com/cost/stampli/) | Quote only | No plan price; pricing is by quote request | None listed | [stampli.com/pricing](https://www.stampli.com/pricing/) | | [AvidXchange](https://payablesbrief.com/cost/avidxchange/) | Quote only | No price list; every call to action books a demo | None listed | [avidxchange.com/solutions/accounts-payable-automation](https://www.avidxchange.com/solutions/accounts-payable-automation/) | | [Airbase](https://payablesbrief.com/cost/airbase/) | Quote only | Sold inside Paylocity; pricing is by request | None listed | [airbase.com/pricing](https://www.airbase.com/pricing) | | [MineralTree](https://payablesbrief.com/cost/mineraltree/) | Quote only | Setup fee, annual platform fee and monthly usage fees, none with a figure | None listed | [mineraltree.com/solutions/total-ap](https://www.mineraltree.com/solutions/total-ap/) | | [Medius](https://payablesbrief.com/cost/medius/) | Quote only | AP Essentials (1 entity) and AP 360 (3 entities), both quote only | None listed | [medius.com/pricing](https://www.medius.com/pricing/) | | [Yooz](https://payablesbrief.com/cost/yooz/) | Quote only | Gold Edition priced by document volume; no US dollar figure | None listed | [getyooz.com/pricing](https://www.getyooz.com/pricing) | | [Rillion](https://payablesbrief.com/cost/rillion/) | Quote only | Essential, Professional and Premium, all quote only, 12-month minimum term | None listed | [rillion.com/pricing](https://www.rillion.com/pricing/) | | [Coupa](https://payablesbrief.com/cost/coupa/) | Quote only | Pricing varies with invoice volume, users and features; no figure | None listed | [coupa.com/products/ap-automation](https://www.coupa.com/products/ap-automation/) | | [Corpay](https://payablesbrief.com/cost/corpay/) | Quote only | No price list; talk to an expert | None listed | [corpay.com/ap-automation](https://www.corpay.com/ap-automation) | | Basware | Quote only | Pricing goes through a conversation with solution experts; no figure | None listed | [basware.com/en/pricing](https://www.basware.com/en/pricing) | | Esker | Quote only | No price list; contact sales | None listed | [esker.com/solutions/accounts-payable](https://www.esker.com/solutions/accounts-payable/) | | Quadient AP | Quote only | Purchase orders, Invoices and Expenses plans, each Request Pricing | None listed | [quadient.com/en-us/ap-automation-plans](https://www.quadient.com/en-us/ap-automation-plans) | | [Brex](https://payablesbrief.com/cost/brex/) | Full list price | Essentials $0 per user per month, Premium $12 per user per month; ACH $0.00, check $0.00, domestic wire $0.00, international wire $0.00 | No annual toggle listed | [brex.com/pricing](https://www.brex.com/pricing) | | [Emburse](https://payablesbrief.com/cost/emburse/) | Quote only | No plan price; pricing is by quote request | None listed | [emburse.com/solutions/ap-automation](https://www.emburse.com/solutions/ap-automation) | | [Paystand](https://payablesbrief.com/cost/paystand/) | Quote only | Flat Monthly Rates with no dollar figure; prices are on request | None listed | [paystand.com/pricing](https://www.paystand.com/pricing) | ## Per user, flat fee, usage and contract The vendors with a figure charge in different units, so the numbers do not line up without a volume. - Per user: BILL charges $49, $65 and $89 per user per month across Essentials, Team and Corporate. Ramp charges $15 per user per month on Plus plus a platform fee set by team size. Brex charges $0 per user per month on Essentials and $12 on Premium. - Flat monthly fee: Tipalti lists $99 a month for Accounts Payable with unlimited users and no figure for per-invoice or per-payment fees. Routable lists $1,250 a month for Growth. - Usage: Nanonets charges $100 a month for 100 credits, and each run costs $0.02, $0.10 or $0.30. - Contract: Vic.ai lists $25,000 for a 12-month AP Module on AWS Marketplace, plus $2.00 for any invoice over the committed volume. Melio mixes two units. Its plans run $0, $25, $55 and $80 a month. Go, Core and Boost include 5, 20 and 50 free ACH payments a month and charge $0.50 for each one after that, and Unlimited has free ACH with no cap. Extra users cost $10 a month on Core and Boost, or $8 on annual billing. ## Billing toggles Annual billing changes the figure at Melio and Ramp, and Routable shows a toggle without a second figure. - Melio: Core is $25 billed monthly and $20 billed annually, Boost is $55 and $44, and Unlimited is $80 and $64. Annual billing takes 20% off each. - Ramp: Plus is $15 per user per month, and annual billing takes 20% off. No annual dollar figure is listed. - Routable: Growth shows $1,250 a month under both the monthly and the annual toggle, next to a Save 20% label. - Precoro and the other [procure-to-pay tools](https://payablesbrief.com/best/procure-to-pay-software/) carry their own billing labels. ## Payment fees BILL, Ramp, Melio and Brex list payment fees. BILL charges $0.59 per ACH payment, $1.99 per mailed check and $19.99 per international USD wire. Ramp charges $0.59 per ACH payment and $1.99 per standard check, and waives both when a bill is paid from a Ramp Checking Account ([fee schedule](https://support.ramp.com/bill-pay-fees)). Melio charges $0.50 per ACH payment after its free monthly allotment of 5 on Go, 20 on Core and 50 on Boost, and Unlimited includes free ACH with no cap. Brex lists $0.00 for domestic ACH, international ACH, checks, domestic wires and international wires. Tipalti lists no figure for per-invoice or per-payment fees, so its $99 is a floor. ## Cost per invoice where the fees allow it BILL, Ramp and Brex are the three vendors with a cost per invoice record. BILL Essentials costs $1.70 an invoice at [1,000 invoices a month](https://payablesbrief.com/volume/1000-invoices-a-month/) and $1.64 at [5,000 invoices a month](https://payablesbrief.com/volume/5000-invoices-a-month/) and [25,000 invoices a month](https://payablesbrief.com/volume/25000-invoices-a-month/). Ramp’s Free plan costs $1.60 an invoice at every volume, almost all of it payment fees at the standard rates. Brex works out to $0.000 an invoice at every volume, as its plan is $0 per user per month on Essentials and all payment fees are $0.00. Outsourced AP is priced in the provider’s own units, such as an hourly rate or a monthly package, so it has no cost per invoice to set beside these, as the [AP outsourcing guide](https://payablesbrief.com/guides/accounts-payable-outsourcing/) shows. The [cost per invoice calculator](https://payablesbrief.com/calculator/) scales both to any volume under the assumptions in the [pricing methodology](https://payablesbrief.com/methodology/). ## Vendors with no dollar figure Each of these gives a plan name or a sales contact and no dollar figure. - [Stampli](https://payablesbrief.com/cost/stampli/): every call to action is Request a Quote. - [AvidXchange](https://payablesbrief.com/cost/avidxchange/): every call to action books a demo. - [Airbase](https://payablesbrief.com/cost/airbase/): sold inside Paylocity, with Contact Sales on every call to action. - [MineralTree](https://payablesbrief.com/cost/mineraltree/): a setup fee, an annual platform fee and monthly usage fees, none with a figure. - [Medius](https://payablesbrief.com/cost/medius/): AP Essentials covers 1 entity and AP 360 covers 3. - [Yooz](https://payablesbrief.com/cost/yooz/): Gold Edition is priced by document volume. - [Rillion](https://payablesbrief.com/cost/rillion/): three packages with a 12-month minimum term. - [Coupa](https://payablesbrief.com/cost/coupa/): pricing varies with invoice volume, users and features. - [Corpay](https://payablesbrief.com/cost/corpay/): talk to an expert. - Basware: asks for a demo. - Esker: contact sales. - Quadient AP: Purchase orders, Invoices and Expenses plans, each Request Pricing. - [Emburse](https://payablesbrief.com/cost/emburse/): Invoice Professional and Invoice Enterprise, both quote only. - [Paystand](https://payablesbrief.com/cost/paystand/): Flat Monthly Rates with no dollar figure. ## What to ask a quote-only vendor The listed prices leave out fees that decide the real bill. Ask each quote-only vendor for these: 1. The setup fee, such as MineralTree’s one-time setup fee. 2. The annual platform fee, and whether it rises with invoice volume. 3. The per-invoice and per-payment usage fees, which Tipalti and MineralTree both charge without a figure. 4. Add-ons for matching and capture. Rillion sells PO matching as an add-on, Routable lists it under Scale, and the [three-way match guide](https://payablesbrief.com/guides/three-way-match/) lists which vendors name each match type. 5. The minimum term, which is 12 months at Rillion. 6. The entity limit, which is 1 on Medius AP Essentials and 3 on AP 360. Tipalti states that standard implementations are included. The [best AP automation software](https://payablesbrief.com/best/ap-automation-software/) ranking orders the 12 cost records by fit and cost per invoice. ## Frequently asked questions - How much does AP automation cost? Listed entry prices run from $0 to $1,250 a month at the 7 of 22 vendors that show a dollar figure. BILL starts at $49 per user a month. Tipalti starts at $99 a month. Routable starts at $1,250 a month. Brex starts at $0 per user a month. Payment fees come on top. - Which AP automation vendors list a full price? BILL, Ramp, Melio, Nanonets and Brex list a full price. Tipalti and Routable list a base fee only, Vic.ai has a figure on AWS Marketplace, and 14 of 22 vendors quote only. - Does AP automation pricing include payment fees? No. BILL and Ramp list payment fees apart from plan prices: $0.59 per ACH payment and $1.99 per check at both, and Ramp waives them when a bill is paid from a Ramp Checking Account. Melio charges $0.50 per ACH payment after the free monthly allotment on Go, Core and Boost. Tipalti lists no figure for per-invoice or per-payment fees. - How is AP automation priced? By user at BILL and Ramp, by flat monthly fee at Tipalti and Routable, by usage credits at Nanonets, by free ACH allotment and plan at Melio, and by 12-month contract at Vic.ai. - What does AP automation cost per invoice? BILL Essentials works out to $1.70 per invoice at 1,000 invoices a month and $1.64 at 5,000 and 25,000. Ramp's Free plan works out to $1.60 at every volume. Brex works out to $0.000 at every volume, as it lists all payment fees at $0.00 and its plan starts at $0 per user. Melio charges per payment and Nanonets per run, and the quote-only vendors have no figure.