Cost record
BILL (Bill.com) pricing and cost per invoice
Per-user monthly plans, plus a published fee for each payment sent
Published pricing
Summary
BILL prices AP automation by user seat, from $49 a month on the Essentials plan up to a custom Enterprise plan, then adds a fee for every payment it sends. At 5,000 invoices a month the subscription is a small part of the bill: payment fees across ACH, check and international wire make up most of the $8,196 monthly total. A 2.9 percent card fee is published too, shown as a separate scenario rather than folded into that total.
What drives the cost
- Payment volume: a blended fee of $1.84 a payment across ACH, check and international wire drives most of the cost.
- Seats: 2 to 20 AP users across the three tiers, at $49 a user on the Essentials plan.
- Card payments: a published 2.9 percent fee applies but sits outside the headline total.
Cost at 1,000, 5,000 and 25,000 invoices a month
BILL (Bill.com): cost per invoice at 5,000 a month
$1.64
Essentials
| Invoices a month | Plan | Monthly cost | Cost per invoice |
|---|---|---|---|
| 1,000 | Essentials | $1,698 | $1.70 |
| 5,000 | Essentials | $8,196 | $1.64 |
| 25,000 | Essentials | $40,980 | $1.64 |
Card payment scenario If 5% of payments go by card: add $1.89 per invoice ($9,456.52 a month at 5,000 invoices). Not summed into the cost above.
Line items at 1,000 invoices a month
| Item | Working | Amount |
|---|---|---|
| Subscription (Essentials) | 2 AP users x $49 a user a month, Essentials plan | $98.00 |
| Payment fees, headline mix: ACH, check and international wire (Essentials (payment fees apply platform-wide)) | 869.6 payments a month (1,000 invoices / 1.15 invoices a payment) at a blended $1.84 a payment | $1,600.00 |
| Monthly total | $1,698.00 | |
Line items at 5,000 invoices a month
| Item | Working | Amount |
|---|---|---|
| Subscription (Essentials) | 4 AP users x $49 a user a month, Essentials plan | $196.00 |
| Payment fees, headline mix: ACH, check and international wire (Essentials (payment fees apply platform-wide)) | 4,347.8 payments a month (5,000 invoices / 1.15 invoices a payment) at a blended $1.84 a payment | $8,000.00 |
| Monthly total | $8,196.00 | |
Line items at 25,000 invoices a month
| Item | Working | Amount |
|---|---|---|
| Subscription (Essentials) | 20 AP users x $49 a user a month, Essentials plan | $980.00 |
| Payment fees, headline mix: ACH, check and international wire (Essentials (payment fees apply platform-wide)) | 21,739.1 payments a month (25,000 invoices / 1.15 invoices a payment) at a blended $1.84 a payment | $40,000.00 |
| Monthly total | $40,980.00 | |
Plans and prices
| Plan | Price | What it includes | On the vendor's site |
|---|---|---|---|
| Essentials | $49 per user per month | QuickBooks and Xero by manual CSV import and export | Essentials $49 user/ monthPricing page |
| Team | $65 per user per month | Automatic two-way sync with QuickBooks and Xero | Team $65 user/ monthPricing page |
| Corporate | $89 per user per month | Automatic two-way sync with QuickBooks and Xero | Corporate $89 user/ monthPricing page |
| Enterprise | Custom | Automatic two-way sync with NetSuite, Sage Intacct, Microsoft Dynamics and QuickBooks Enterprise | Enterprise Custom PricingPricing page |
| Accountant partner | $49 per month | Wholesale plan for accounting firms that resell to clients | BILL AP & AR Partner $49 /monthPricing page |
Prices as of 4 October 2026.
Payment fees
| Payment method | Fee | Note | Source |
|---|---|---|---|
| ACH/ePayment (payor) | $0.59 | Fee schedule | |
| Check (mailed) | $1.99 | Fee schedule | |
| Virtual Card | Free | Fee schedule | |
| International FX Wire/Local Transfer | Free (exchange rate applies) | Fee schedule | |
| International USD Wire | $19.99 | Fee schedule | |
| Instant Payment | 1.0% ($9.99 min, $100 max) | Fee schedule | |
| Pay by Card (credit/debit) | 2.9% | Fee schedule | |
| Receiver ACH | $0.59 | Fee schedule |
ERP integrations
| ERP | Fit | Detail |
|---|---|---|
| NetSuite | Some plans | Enterprise plan only |
| Sage Intacct | Some plans | Enterprise plan only |
| Dynamics 365 | Some plans | Enterprise plan only |
| QuickBooks | Some plans | Automatic sync on Team, Corporate and Enterprise; CSV import and export on Essentials |
| Xero | Some plans | Automatic sync on Team, Corporate and Enterprise; CSV import and export on Essentials |
| SAP | No credit |
At a glance
- Website
- www.bill.com
- Who it is for
- Small and midsize businesses on Essentials, Team and Corporate; multi-entity finance teams on Enterprise
- Ownership
- Public company, NYSE: BILL (BILL Holdings, Inc.)
- G2 rating
- 4.4 out of 5 from 1,812 reviews on G2 (Listed on G2 as BILL AP/AR)
Change log
- Record created